Invest in the future you’re working to create.
Just Futures makes it easy and affordable to help secure your organization’s assets and your workers’ retirement savings without setting your values aside or sacrificing your financial goals.
What We Do
Just Futures manages investments for organizations whose mission shapes how they give, hire and operate. We think it should also inform what their portfolios include.
Retirement plans: Values-screened 401(k) and 403(b) plans for mission-driven employers, easy to offer, simple to run and built to secure your employees’ financial future.
Asset management: Endowment and reserve fund management for foundations and nonprofits that integrates investment goals, liquidity needs, and values alignment into one plan.
Impact fund acceleration: Enabling the movement of integrated capital into funds building the regenerative economy.
Who We Are
Started by nonprofit and movement workers, we understand how to serve mission-driven organizations.
We are a people of color-owned and gender diverse public benefit corporation, accountable to the movements we serve. Social movement organizations elect seats on our board and investment committee, and our structure commits ownership to them, along with the majority of any profits we distribute.
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What Makes us Different
We’re changing who capital answers to
Less than 2% of the trillions of dollars in Wall Street asset management firms is managed by women or people of color. Capital keeps flowing out of the communities that need it most, and the people it affects rarely have a say in how it moves. We’re building an investment practice that answers to them: diverse, rooted in community, and accountable through ownership.
We’re asking more of every company we own
In addition to a seasoned, disciplined investment approach, our process is deeply grounded in the expertise of people who have spent their careers working for racial, social and environmental justice. We evaluate each company across more than 75 metrics covering issues like climate risk, labor practices, human rights and racial equity. The result is a portfolio aligned with values your organization shares, made up of companies positioned for the long term.
We’re making it easier for organizations and workers to invest in their futures.
The financial industry speaks a language most people don’t understand, and too many providers like it that way. We work to make investing genuinely accessible with low costs, technology that simplifies administration, plain language wherever possible, and no account minimums.
We’re helping to build a regenerative economy
We recognize that our extractive economy has led to an extraordinary racial wealth gap, income inequality, and environmental destruction.
We are one player in an ecosystem of movement actors who are seeking to build an economy that is rooted in principles of cooperation, non-extraction, and accessibility.
Our investment approach
We are a fiduciary, which means we’re legally and ethically bound to put you and your employees’ interests first. Everything else about our approach follows from taking that duty seriously across a decades-long time horizon.
The companies worth owning for the long term tend to be the ones that treat workers well, plan for environmental risk and govern themselves responsibly. So we screen every investment twice, through a financial lens and a values lens, looking for the same underlying qualities: companies built to last.
For organizations investing endowments or reserves, alignment isn’t all or nothing. We meet you where you are and build from there, whether that’s screening out the worst offenders, tilting toward companies that reflect your mission or placing a portion of assets in community investment funds. Your investment policy sets the pace, our job is to give your committee real options at every step.