We know finance jargon can be intimidating. We want to empower non-experts to talk more comfortably about money. So, we’re defining common finance terms. One term worth knowing is fiduciary.
As a noun, a fiduciary is a trusted entity. In the investment industry, a fiduciary is a person or institution that has a legal duty to manage its clients’ money wholly in their clients’ best interest.
As an adjective, fiduciary describes the trusted relationship between a client or beneficiary and the entity they entrust to manage their assets.
Why this term is important: When you invest with Just Futures or another registered investment advisory firm, you are trusting us to make investment decisions that are in your best financial interest. That’s why, when we consider which funds to include in our investment portfolio models, our first set of criteria consists of metrics like financial return, risk-adjusted return, cost, and how independent assessors, such as Broadridge, rank funds relative to each other. In this way, we hope to help you secure your financial future and, eventually, enjoy a dignified retirement.
Not everyone who provides investment advice is a fiduciary. If you ask someone, “Are you a fiduciary?” any answer other than “yes” should give you pause.
Curious about more financial terms? To help demystify the financial industry, we’ve published a glossary.
If you don’t have a retirement investing account, or if your employer contracts with a different retirement plan provider, we’d love to show you Just Futures’ services! Contact us: info@justfutures.com.
~Lisa, Manager of Coalitions and Worker Power
This material is for general information and educational purposes only. Information is based on data gathered from what we believe are reliable sources. It is not guaranteed as to accuracy, does not purport to be complete and is not intended to be used as a primary basis for investment decisions. Nothing contained herein is to be considered a solicitation, research material, an investment recommendation or advice of any kind.The information contained herein may contain information that is subject to change without notice. Any investments or strategies referenced herein do not take into account the investment objectives, financial situation or particular needs of any specific person. Product suitability must be independently determined for each individual investor. Just Futures explicitly disclaims any responsibility for product suitability or suitability determinations related to individual investors.
Investing involves the risk of loss that clients should be prepared to bear. No investment process is free of risk; no strategy or risk management technique can guarantee returns or eliminate risk in any market environment. There is no guarantee that your investment will be profitable. Past performance is not a guide to future performance. The value of investments, as well any investment income, is not guaranteed and can fluctuate based on market conditions.
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Published July 31, 2025
